People often ask me which dental insurance I recommend, and my answer is:
It depends.
To get the best value from individual dental insurance, consider:
🦷
Does Your Dentist Accept Insurance?
✔ If they
participate in a network, your costs will be lower.
✔ If they accept
PPO plans but aren’t in-network, you may pay the difference between what they charge and what insurance covers.
Key Factors to Consider When Choosing a Dental Plan:
✅
Is your dentist in-network?
✅
Annual maximum payout – The most the plan will cover in a year
✅
Deductible – What you pay before insurance kicks in
✅
Preventive care coverage – Many plans cover cleanings 100%
✅
Waiting periods – Some plans require waiting before covering major work
✅
Exclusions & major services – Are crowns, root canals, and implants covered?
💡
Pro Tip: If your dental work costs over $100, ask for a
predetermination of benefits to see what insurance will pay before treatment.
Need help finding the right dental plan?
📞 Call: 415-524-8959 | 760-696-3573
📧 Email:
admin@benefitsbydesignca.com
Let
Benefits by Design Insurance Services simplify your dental insurance decision!
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