COBRA vs Individual Health Plans - What you need to know

Does COBRA - Continuation of your benefits from work seem expensive?

COBRA vs. Individual Health Plans – What You Need to Know

Most people choose COBRA because employer health plans often offer better benefits for the cost. However, COBRA can seem expensive since you’ll pay the full premium without employer contributions.

Key Factors to Consider:
✔ Your Current Plan – Coverage & benefits
✔ Monthly Cost – What you’ll pay
✔ Deductible & Out-of-Pocket Maximum – How much before insurance kicks in

Individual health plan costs vary by age, location, and family size, while employer plans typically have the same cost for all employees.

If you’re older, COBRA may be a better deal.



Need help deciding? Health insurance brokers don’t charge fees—we’re paid by insurance companies at no extra cost to you!

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