Medicare - Watch for your Annual Notice of Change Mailing each September

Pam Morton • March 15, 2025

It may look like junk mail, but it is very important to carefully read your Annual Notice of Change from your Medicare Advantage or Medicare Part D Prescription Drug company

A brown and white dog is sticking its head out of a mailbox.

This is a helpful reminder for Medicare beneficiaries to review their Annual Notice of Change (ANOC) mailings and prepare for the Annual Election Period (AEP) from October 15 – December 7.


Key Points to Watch For:


Plan Changes for 2026 – Look for updates on premiums, copays, covered medications, and network changes.
Potential Cost Increases – Some plans may see adjustments due to the Inflation Reduction Act of 2022.
$2,000 Out-of-Pocket Cap – This is great news for those with high prescription drug costs

.

What Should You Do?


🔹 Review Your ANOC Letter – Make sure your plan still meets your needs.
🔹
Compare Plans – If your prescriptions or medical needs have changed, you may benefit from switching plans.

🔹 Ask for Help – If you need assistance reviewing your options, reach out.


📞 Call 415-524-8959 or 760-696-3573
📧
Email  pamm@benefitsbydesignca.com


Benefits by Design Insurance Services – Helping you navigate Medicare, Part D, Medicare Advantage,dental insurance and vision insurance.



Discover how to fill the benefits gap and support your team-without straining your budget
By Pam Morton June 6, 2025
Enhance employee benefits by offering supplemental benefits. They can be company-paid or voluntary (employee pays for them with a payroll deduction)
By Pam Morton May 24, 2025
Researching the best coverage to go with your Medicare. Consider cost, provider access, extent of the coverage and benefits beyond Medicare.
Boost hiring and retention with tax-free HSA contributions
By Pam Morton May 24, 2025
HSAs are considered tax-advantaged for employees because contributions reduce their taxable income. This is true even if the money in the HSA account earns interest or investment returns over time. As long as the funds are used for qualified medical expenses, employees will not owe taxes when they withdraw money from their HSAs.
By Pam Morton May 24, 2025
Explore the pros and cons of whole, term, universal, variable and final expense life insurance to find the right fit for your estate and family needs.
By Pam Morton May 24, 2025
If you have only a few employees, you might think that you don't need to develop an employee handbook. But when you consider that the handbook works as both a communication and a compliance tool, it's easy to see that the size of your business is irrelevant.
By Pam Morton May 24, 2025
Tools Can Boost Engagement, Innovation, and Workplace Culture
By Pam Morton April 11, 2025
Employee Vacation Policies
By Pam Morton April 11, 2025
Discover why offering dental insurance can boost recruitment, morale, and wellness—even for small businesses. It’s more affordable than you think.
By Pam Morton April 11, 2025
SECURE 2.0 Act Impacts
By Pam Morton April 11, 2025
Developing a Policy
Show More