When people ask me which health insurance plan to choose, my answer is always:
“It depends on your needs and budget.”
Take my
Grandma and
Dad, for example—they have very different priorities:
👵
Grandma’s Approach:
✔ Healthy lifestyle, rarely visits the doctor
✔ Prefers
low monthly premiums with
higher out-of-pocket costs
✔ Can afford occasional medical bills if needed
👨
Dad’s Approach:
✔ On a tight budget, wants predictable costs
✔ Prefers
higher monthly premiums to keep
doctor visits & hospital bills low
✔ Wants minimal surprise expenses
So, which one are you?
When choosing a health plan, consider:
✅ What you can afford
monthly
✅ What you can handle in
worst-case scenarios
✅ Your expected healthcare needs
Good News!
✔ Every year, your out-of-pocket max resets
✔ ACA-compliant plans have
unlimited lifetime benefits
Still unsure?
We’re here to help!
📞 Call: 415-524-8959
📧 Email:
pamm@benefitsbydesignca.com
🌐 Visit:
www.benefitsbydesignca.com
Benefits by Design Insurance Services—Helping individuals & businesses find the right coverage, including
health, Medicare, life insurance, dental insurance, vision insurance, and travel insurance.
